Coverage Built for Your RV Lifestyle
Whether you're planning a summer escape, living life full-time on the road or exploring the great unknown one campsite at a time, your RV is more than just a way to travel. It's your home on wheels.
Get flexible and personalized RV and motorhome insurance solutions to protect your vehicle, your belongings and your peace of mind. From occasional weekend trips to full-time RV living, we help you stay protected with coverage that’s built around how you use your recreational vehicle. With access to top Canadian carriers and knowledgeable brokers, NFP makes it easy to find the right policy for your lifestyle.
Find the Coverage that’s Right for You
Our RV and motorhome insurance options extend far beyond basic coverage. Whether your RV is motorized or towed, we can help you protect both the vehicle and its contents with insurance solutions for:
- Motorhomes (Classes A, B and C)
- Travel Trailers, Fifth Wheels and Tent Trailers
- Park Model and Stationary Trailers
- Camper Vans, Truck Campers and Toy Haulers
Coverage highlights include:
Liability coverage:
Protects you if you're found legally responsible for an accident.
Collision and comprehensive:
Covers damage from accidents, theft, fire, weather or vandalism.
Emergency vacation expense:
Helps pay for lodging and travel if your RV becomes unusable during a trip.
Personal property protection:
Covers belongings stored or used inside your RV.
Roadside assistance options:
Includes towing, battery boosts, flat tire changes and fuel delivery.
Water damage protection:
Endorsements available for sewer backup and overland water, especially for trailers.
Optional sharing coverage:
Coverage available for RV rental through platforms such as Outdoorsy.
Frequently Asked Questions
If you drive a motorhome, you must carry automobile insurance just like you would with a regular vehicle. While towed trailers don’t require their own liability coverage, we highly recommend that you insure it against physical damage and contents loss.
A motorhome is self-powered and requires full auto coverage (liability, collision and comprehensive). Trailers, which are towed, should be covered for physical damage and property but don’t need their own liability coverage.
Yes. Park model or stationary trailers still face risks including fire, water damage, theft and vandalism, even if they aren’t being moved.
Yes, but not all insurers offer this option. Let us know how often you use your RV, and we’ll help you find a policy designed for seasonal or year-round use.
Most policies allow travel in the U.S. for up to 180 days. Always check your specific policy before crossing the border.
Yes, some insurers offer special endorsements to protect RVs rented through sharing platforms. Let us know if this is part of your plan.
Yes. You may be eligible for discounts if you bundle policies, have a claims-free history, use anti-theft devices or store your RV in the winter.
Contact Us to Get Started
Personal Insurance
Property and Casualty
Contact us today to speak with a broker about RV or motorhome insurance that fits your lifestyle.