Experience comprehensive coverage and speedy quotes for all boat types, from cruiser to high-performance.
At NFP, our world-class knowledge of watercraft insurance sets us apart, earning the trust of high-performance boat owners across the country. Our dedicated team provides unparalleled expertise in providing tailored solutions that meet your unique needs.
Step aboard for an effortless journey with swift quoting and in-house claims handling that sails beyond expectations.
Why Choose Us?
- Fast Quotes for Fast Boats: Your time on the water is valuable, and so is your time ashore. With our speed to quote, you’ll receive a personalized insurance quote within 48 hours. We value your time as much as you value your vessel. Get your boat insured without delay.
- Elite Coverage for All Vessels: Up to $5,000,000 in comprehensive insurance available for all vessel types. Whether you own a cruiser, a high-performance speedboat or a luxurious yacht, we’ll ensure you’re always sailing with confidence.
- Cross-Border Coverage: Navigate without borders. Cross-border coverage ensures that your boat is protected, no matter where your adventures take you. Whether you’re cruising the Canadian lakes or exploring U.S. waters, we’ve got you covered.
We’re here to help you protect your fishing boat, cruiser, pontoon boat, jet ski or high-performance/high-end watercraft. Choose NFP and experience the confidence that comes with expert protection, wherever the water takes you.
Frequently Asked Questions
Navigation territory in Canada includes the Ottawa River, lakes and rivers between Quebec and Ontario, St. Lawrence River, the Saguenay River and the inland and coastal waters of New Brunswick, Alberta and British Columbia. Beyond that, keep in mind your coverage does not extend past south of the 40th parallel.
You can navigate into the inland waters of Vermont, Maine, New Hampshire, Connecticut and Rhode Island. Keep in mind that the Hudson River and Harbor are excluded, and your coverage does not extend past south of the 40th parallel.
Yes, with our additional navigational coverage options that include hurricane coverage. Navigation extensions are available for the U.S. east and west coast, the Caribbean, Mexico and Central America as far south as Trinidad and Tobago to Aruba, Bonaire and Curacao (ABC islands). Coverage extends as far south as the Inagua Island of the Bahamas and includes all islands of the Bahamas and the Turks and Caicos Islands.
We have specialized boat insurance experts who share your passion. As a five-star brokerage, our dedicated team's unparalleled service has earned the trust of high-performance boat owners across Canada. With NFP, you get a dedicated claims specialist, loss of use coverage and emergency service coverage.
Factors such as the amount of comprehensive coverage, liability, collision, loss of use, medical payment, personal effects and equipment coverage, emergency towing and the agreed value and actual cash value of your watercraft can affect the cost of your insurance premiums. To get a precise quote, simply complete our short form and one of our boat specialists will reach out to discuss your individual requirements.
To stay safe and avoid claims, have all required safety equipment on board the vessel and ensure all operators and passengers wear lifejackets. Avoid distracted driving, such as using phones or drinking while boating. Plan an itinerary, have nautical charts on board and follow navigational rules. Be aware of weather conditions, follow speed limits and learn about emergency procedures. Equip your watercraft with a VHF radio and carbon monoxide detector. To further prepare, complete boat safety courses and a boat safety exam — you’ll be rewarded with additional training discounts on your premiums.
To stay safe and avoid claims, have all required safety equipment on board the vessel and ensure all operators and passengers wear lifejackets. Avoid distracted driving, such as using phones or drinking while boating. Plan an itinerary, have nautical charts on board and follow navigational rules. Be aware of weather conditions, follow speed limits and learn about emergency procedures. Equip your watercraft with a VHF radio and carbon monoxide detector. To further prepare, complete boat safety courses and a boat safety exam — you’ll be rewarded with additional training discounts on your premiums.
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Watercraft coverage that keeps you afloat.
